Are you stuck in the headscratching, nail-biting cycle of wondering, “where did my money go?!”
After a weekend of smashed avo and treating yourself, do you find yourself avoiding the dreaded (but inevitable) moment of checking your bank account?
You’re not alone. From online shopping to booking spontaneous holidays and paying off ALL THE bills, it’s easy to fall into happy-go-lucky, credit-card-swiping habits. Cash mysteriously disappears, while your savings go on rollercoaster-style dips.
It’s time for you to regain control of your spending, and start setting smart savings goals to future-proof your dream lifestyle.
What are you saving up for?
Dream big, dig deep, save big and go get your goals!
House
Holiday
New Car
Your Future
Wedding
Here’s your reality check
Use our super handy calculator to see how you’re currently tracking.
You need to put aside this amount each week:
$0.00
I have set my goal!
How much should I put aside each week to get to my savings goal in just one year.
How much will it cost me?
I spend money each week and need to see my annual cost. This could be your daily coffee.
Regardless of the specific savings goal you’ve set yourself, you should always be saving for a rainy day and your future. You don’t have to be a Christmas Scrooge, but you need to take charge of your financial literacy and stay accountable for where your money goes. Rather than begging mum, dad or your best mate for a charitable donation, be your own bank.
Once you’ve got that down pat, you’ll truly experience the joy and empowerment of financial freedom.
Let's transform your spending and start hitting those budget goals!
Tailored financial coaching to keep you accountable, backed by a budget planner and expense tracker app for everyday simplicity.
Workbook 1: Money Matters - Household Budget
Know Xero and ready to implement
You know Xero from business or bookkeeping. Let’s tailor it to your personal finances with a custom chart of accounts, helping you track spending, spot gaps, and make informed choices.
- Get your personal Xero file set up and handed over to you so that you can switch between you and your business files and stay on top of it all.
- With a chart of accounts that’s already set up for you, you can jump straight in and link up bank feeds and see where your money is going
- You will have access to the training videos for FAQs
Investment:
$99 upfront, then $22.50 per month
(cheaper than paying for xero yourself!)
Total cost $346.50 for the first year.
$270 for subsequent years.
Boost me up
Community learning & tracking software
You have some financial literacy but need an expert to coach you on how to achieve your personal goals.
Tailored financial coaching to fine-tune your saving efforts and successfully achieve your personal goals.
- Join our group training lessons to get familiar with how the software works and how you can set your focus so that your money has a purpose (available every time the training is available - no limit to the number of times you attend the group calls)
- Group Accountability calls and progress updates to keep you motivated to keep working on your finances
- Get your personal Xero file set up and handed over to you so that you have full control and access to see where your money is going
- With personalised categories already set up for your spending so you can jump right in and customise the way you want to see your money being spent
- You will have access to the training videos for FAQs
Investment:
$250 upfront, then $37 per month
Total cost $657 for the first year
$444 for subsequent years
Hold my hand
Personal & flexible support to suit your needs
This is perfect for individuals and couples who have big financial goals but don’t know where to start.
Comprehensive financial coaching and support to help you build healthy saving habits and reach your goals.
- Full VIP Access to all of my “Where Did My Money Go” teachings: the training videos for FAQs and any of the group calls PLUS
- Personal training lessons to get familiar with how the software works and how you can set your focus so that your money has a purpose
- Personal training to build your household budget based on what you want to spend your money on and save
- Personal training to review your spending habits and review differences between actual spending and expected spending so that you have the best chance of success
- Up to 6 personalised calls at times that suit you (expires after 6 months)
- Group Accountability calls and progress updates to keep you motivated to keep working on your finances
- Personalised check in calls at the 6 month and 12 month anniversary dates
- Monthly Prosperity Calls to meet with other advisers, improve your financial literacy and interact with others on the same journey, to build your wealth and be inspired with what others are doing
- Get your personal Xero file set up and handed over to you so that you have full control and access to see where your money is going
- With personalised categories already set up for your spending so you can jump right in and customise the way you want to see your money being spent
Investment:
$1980 upfront (or paid over 4 months), then $75 per month
Total cost $2,805 for the first year
$900 for subsequent years
This is a secure platform that has the ability to link to you bank accounts and have feeds from different banks to allow you to see everything on one screen. Fabulous app on the phone. Take photos of receipts if you need them for warranty or you tax return. Online version has files to enable you to store your receipts in an order so that you can find them. Saves time from digging through boxes of receipts.
How it works
Financial accountability and expense tracking, made simple.
Depending on your personal circumstances and goals, we’ll help you to select the best financial accountability package for your needs.
Always cheering you on and coaching you to maximise your savings potential, our packages cover:
1
A thorough analysis and understanding on where your money is going
2
Learning how to organise and categorise your expenses
3
Tracking and staying accountable for your expenses
4
Setting a focus for your money to plan for savings, not just waiting for them to come
5
Finding more money to allocate your goals
6
Personalised group coaching via Zoom
7
Set up and training on how to use our expense tracking and budget planning app
Who's cheering me on?
Meet Jodi, the budgeting wizard behind Where Did My Money Go
With over 20 years’ experience in finances and tax and over 5 years as a Profit First Professional, you can say I’m a LOT obsessed with helping people gain control over the spending and reaching their savings goals.
I help you simplify your finances so that you can maximise your results - for your financial freedom YOUR way.
Let's Chat
Learn more about Where Did My Money Go and how we can help you financially prepare for your future.